Use our Future Projections Calculator to understand how your income could evolve over the next few years. Instead of guessing, you get a clear picture of both nominal salary growth (what your paycheck shows) and inflation-adjusted, real purchasing power (what that paycheck actually buys in today’s dollars). Enter your current salary, an expected annual raise, and a reasonable inflation assumption; the tool instantly builds a year-by-year table and a line chart so you can see the trajectory at a glance.
This is especially helpful for job negotiations, career planning, and financial goal-setting. You’ll quickly learn whether your raise assumptions truly outpace inflation, how much your real income may improve (or shrink), and what that means for saving, investing, or making big-ticket decisions. Treat the results as a directional guide: they simplify complex dynamics into a practical, easy-to-read forecast you can revisit as market conditions change. Try a few scenarios to stress-test your plans and set targets you can track over time.

What is the Future Projections Calculator?
A simple way to visualize how your salary might grow over time—and how inflation can change the value of that income in real terms.

What does it calculate?

• A yearly path for nominal salary based on your raise assumption.
• A matching path for real salary expressed in today’s dollars.
• Clear year-over-year changes and cumulative totals to keep goals realistic.

Who should use it?
Job seekers, remote workers, career planners, and anyone setting long-term savings or lifestyle goals.

How to read the results
Compare the two lines: if the real line trends up, your purchasing power is improving; if it’s flat or falling, raises may not be keeping up with inflation.

Important note
This is an estimate for planning. Taxes, bonuses, career jumps, and life events can shift outcomes—revisit your projections regularly.

FAQ

Q1: Is this accurate?
It’s an informed estimate to guide planning. Real-world results depend on taxes, promotions, bonuses, and market conditions.

What’s “real” salary?
Your income adjusted for inflation—expressed in today’s dollars to show true purchasing power.

What raise and inflation rates should I use?
Choose conservative, realistic assumptions. Test a few scenarios (e.g., baseline, optimistic, cautious).

Does it include taxes?
No. Use a net-pay or salary calculator for after-tax estimates and combine insights.

How often should I revisit projections?
At least once or twice a year, or when your role, market, or cost pressures change.